Credit Card Comparison Chart

With the release of Microsoft Dynamics AX 2009, a credit card framework is now available in the standard product.  However, many customers and partners are finding that the functionality of the product does not match their needs.  This chart provides an easy means of comparing versions.

Microsoft Dynamics AX 2009 Credit Card Essentials Advanced Credit Cards
General
Fully integrated with Microsoft Dynamics AX Each product is written using MorphX and X++.
Authorization and Captures Each product provides for an authorization and capture scenario. However, only Red Maple provides a selection of when to capture the funds.
Credits and VoidsStandard Microsoft Dynamics AX does not provide a means to return customer's money using a credit card.  
Sale transactionsUsed for pre-payment or retail scenarios.  
International supportStandard Microsoft Dynamics AX only support US transactions.  
Application encryption of sensitive dataStandard Microsoft Dynamics AX does not encrypt information out-of-the-box. With Red Maple, all information is encrypted from the start.  
Features
Customer payment journal creation When payment is received a payment journal is created.
Accept payments in a customer payment journalAdvanced credit cards will allow your company to take a credit card payment for a standing invoice.  
Multiple authorizations per sales orderSplit payments or add transactions to an order.  
Re-authorization of 'expired' transactions.When authorization expire, Red Maple will automatically renew to reduce administrative time.  
Automatic authorization of additional shipmentsAdditional shipments can be automatically charged, reducing administrative overhead.  
Integration with PayPal Express Checkout Take orders online using PayPal Express Checkout, fulfill and capture using Red Maple
Industry support for Retail, Direct/MOPO and eCommerce Reduce interchange rates while conforming to the industry requirements for your company.
Support for eCommerce scenariosClients can pre-authorize each web transaction for a minimal amount, re-authorizing at Picking List or Packing Slip.
Print a receiptProvide customers with a receipt of each transaction
Full AVS supportUS, Canadian and UK addresses supported
CVD InformationSecurely provide CVD information for lower interchange rates.
Switch/Solo supportOther card types include Visa, Mastercard, AMEX, Diners, JCB and others.
Security
PABP CertificationRequired by Visa.  
Requires storage of credit card information to process.Microsoft Dynamics AX requires that credit cards are stored prior to creating transactions.  
128-bit encryption Cards are stored using 128-bit encryption
Ability to "salt" encryptionCustomize your encryption by adding your own keytext
PCI Compliant
Integration with processor specific security features.Please contact your partner for further explanation on modules and functionality.  
eCommerce Integration
Integration documentationUse Red Maple's functionality from outside the application.
Secure code and Verified by Visa supportThrough specific processors.
Processors
Microsoft Dynamics Payments Services Closed API. As a result, we cannot add further functionality.  
Authorize.netMore information at http://www.authorize.net
Global PaymentsExtensive global support. More information at http://www.globalpaymentsinc.com
Chase Paymentech - SalemMore information at http://www.chasepaymentech.com.
Chase Paymentech - TampaFor more information, see http://www.chasepaymentech.com  
PayPalFormely Verisign payment services.
CybersourceProvides extensive international support. See http://www.cyersource.com
First Data - North Provides extensive international support. See http://www.firstdata.com
ElavonFormely Nova.

Microsoft Dynamics AX products, process manuals, utilities - Credit card

Current Processors

  • PayPal
  • Authorize.net
  • Chase Paymentech - Tampa
  • Chase Paymentech - Salem
  • Global Payments
  • Cybersource
  • First Data- North